
Renovation FAQs for Hamilton Homeowners
Have questions before starting a renovation? Here are answers to the most common questions homeowners ask before planning a kitchen, bathroom, basement, addition, structural renovation, or outdoor living project with Chermark Renovations.

Planning Your Renovation
Frequently asked questions
Do I need a building permit for my renovation?
Many renovations require a building permit, especially when structural, plumbing, electrical, or major layout changes are involved. Permits help protect the homeowner and ensure the work is inspected and completed properly.
Note: Permit fees are nominal but they protect you and provide you with additional inspections to make sure things are done right.
Do I need drawings before starting?
For larger renovations, additions, structural changes, and basement projects, drawings are often required. In some smaller cases, a simple sketch may be enough, but professional drawings are usually the safest starting point.
Can I use my own designer, architect, or engineer?
Yes. Chermark Renovations can work with your designer, architect, or engineer. We can also help guide you toward the drawings and engineering support needed for permits and construction.
Contractor Qualifications
Is Chermark Renovations licensed and insured?
Yes. Chermark Renovations is licensed and insured, carries liability insurance, and is WSIB compliant.
What licences does Chermark Renovations hold?
Chermark Renovations holds a City of Hamilton Master Builder Repair Licence and a City of Hamilton Contractor – Builder Repair Licence.
Why does licensing matter?
A properly licensed contractor understands building code requirements, permit processes, and the responsibilities involved in completing renovation work safely and professionally.
Pricing & Payments
Why does a contractor require a deposit?
A deposit helps cover upfront project costs, scheduling, materials, planning, and custom orders. It also protects both the homeowner and contractor once a project is approved and work begins.
How much is a typical renovation deposit?
Deposit amounts vary depending on the size and scope of the project. Many renovation deposits range from 10%–30%, especially when custom materials, cabinetry, drawings, or pre-construction work are required.
What are progress payments?
Progress payments are scheduled payments made at different stages of the renovation. They help keep the project moving and provide clarity for both the homeowner and contractor.
Working With Chermark Renovations
Chermark Renovations works on kitchens, bathrooms, basements, home additions, structural renovations, covered decks, porches, and whole-home renovations.
Yes. Homeowners can book a free consultation to discuss their project, ask questions, and get guidance on next steps.
Chermark Renovations is based in the Hamilton area and serves Binbrook, Hamilton, Ancaster, Stoney Creek, Dundas, Caledonia, Grimsby, Smithville, Hagersville, Cayuga, Dunnville, and surrounding communities.
Have a renovation question?
Book a free consultation and we’ll help you understand your next steps.
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